Tired of incessant mortgage calls disrupting your day? You’re not alone. In this article, we’ll explore effective ways to regain your peace and privacy by learning how to stop mortgage calls.
How to Stop Mortgage Calls
Mortgage calls can be intrusive and annoying. Here’s how you can regain control and stop them:
- Register for the National Do Not Call Registry: This free service allows you to opt out of telemarketing calls. Visit donotcall.gov and add your number to the list.
- Request to Be on the Lender’s Do Not Call List: If you’re already on a lender’s contact list, ask them to remove your number from their call list. Legally, they must comply with your request.
- Use Call-Blocking Apps: Various call-blocking apps are available for smartphones. These apps can filter and block unwanted calls automatically.
- Set Your Phone to “Do Not Disturb”: Activate the “Do Not Disturb” mode during specific hours, allowing only calls from your contacts to come through.
How Do I Opt Out of Mortgage Calls?
To opt out of mortgage calls, consider these steps:
- Request to Be on the Do Not Call List: Contact the lender or telemarketing company directly and ask to be placed on their do-not-call list. They are legally obligated to comply.
- Utilize the National Do Not Call Registry: Register your number at donotcall.gov to opt out of telemarketing calls. It’s a simple, free, and effective method.
- Report Unwanted Calls: If you continue to receive unwanted calls after opting out, report them to the Federal Trade Commission (FTC) at ftccomplaintassistant.gov.
- Review Privacy Policies: When providing your phone number online, check the privacy policies to see if your information may be shared with telemarketers.
How Do I Stop Mortgage Calls Online?
Online methods to stop mortgage calls are effective and convenient:
Use Call-Blocking Apps
Download and install call-blocking apps on your smartphone. They can identify and block unwanted calls based on known telemarketing numbers.
Use Spam Filters
Enable spam filters on your email account to prevent mortgage offers and advertisements from filling your inbox.
Unsubscribe from Email Lists
If you’re receiving mortgage-related emails, unsubscribe from them by clicking the provided link at the bottom of the email.
Check Website Privacy Policies
Before providing your contact information on a website, review its privacy policy to ensure your details won’t be shared with telemarketers.
What is a Mortgage Trigger Lead?
Understanding mortgage trigger leads can help you prevent unwanted calls:
- Definition: A mortgage trigger lead is generated when you apply for a loan or your credit is pulled. This information is then sold to mortgage companies and telemarketers.
- How to Avoid Trigger Leads: You can reduce the chances of trigger leads by limiting the number of times your credit is pulled. Be cautious about multiple credit inquiries.
- Request Opt-Out: Contact the credit bureaus (Equifax, Experian, and TransUnion) and request to opt out of trigger leads. This will prevent your information from being shared with mortgage companies.
- Use a Credit Freeze: Consider placing a credit freeze on your reports to prevent inquiries without your permission.
Conclusion
Stopping mortgage calls is essential for maintaining your peace and privacy. By registering for the National Do Not Call Registry, requesting to be on lenders’ do-not-call lists, utilizing call-blocking apps, and understanding mortgage trigger leads, you can regain control over your phone and online privacy.
No one should be subjected to unwanted telemarketing calls, and with the right strategies in place, you can put an end to this inconvenience. Whether it’s through official channels like the Do Not Call Registry or proactive measures like protecting your credit information, taking these steps will help you enjoy a more peaceful and private life.